Wednesday, 7 June 2017

Why Is Growing Up So Expensive?

Do you remember being a child and wishing to grow up to be allowed to eat anything you wanted and stay up late? Most adults, when they finally embrace the multiple responsibilities and challenges of the grown-up life, wish that they could be children again. It’s not specifically the responsibilities that adults dislike – after all, with great responsibilities comes great power too. It is the cost of the adult life. When you become a grown-up, you rapidly realise that everything has a price. That, somehow, doesn’t match your childhood dream of growing up to be free. Nevertheless, while everything is costly, it doesn’t mean that you can find ways to make significant savings. Indeed, there are costs that you can actively limit, such as your energy bills. All you need to do is to look at for solutions to reduce energy waste, whether it is improving your insulation system or turning off the lights when you leave a room. Similarly, shopping bills can be reduced too. It’s easy; you simply need to find something else to do on a rainy Saturday – yes, it does sound boring, but your bank account will be grateful.
But there are other costs. Costs that you can’t avoid. Costs that pave the way to adulthood. Indeed, being an adult means that you start to have serious relationships – and maybe find your Mr. or Mrs. Right. You also climb the property ladder and become a homeowner. Maybe, at a later point, you will have children, and you will be responsible for the health of your family. All these stages of your adult life are more expensive than they should! Maybe being an adult is about making it through without accumulating debts, like some giant Monopoly game.   

Getting Married: Why Is Love So Expensive?

Could there be anything more wonderful than planning your wedding with the person you love? However, according to wedding experts, getting married is more than just an act of love. In average, weddings in the UK cost above £30,000. That is the equivalent of a one-year pay for most of the young professionals. Fortunately, as the saying goes, you get only married once – technically, you can get married as often as you want to, assuming it’s not all at the same time; yet it’s likely that you won’t be able to afford a proper dream like wedding day often. Nevertheless, from the engagement ring to the catering on your big day, getting married can be the conclusion of several years of saving.

The Costly Steps On The Property Ladder

Becoming a homeowner is the moment where you can finally wave goodbye to all the limitations of the tenant’s life. Finally, it’s your home, and you can do what you please with it, including painting the walls in the most outrageous colours. Admittedly, with this new freedom comes new responsibilities. You need to look after your home and to ensure that it is always in the best of conditions. In reality, the costs associated with a home related to moving in, improving it, and upgrading it. If you thought that buying a house what all the expenses you had to deal with, you were wrong.

Moving House

Picture the scene, you’ve bought a new house. You’ve already sorted out the mortgage agreement. All you have to do is move house. Sounds simple? It isn’t! Moving house means that you first need to pack all your belongings – you can thank B&Q or IKEA for all the boxes –, sell everything that you know you won’t need. Only then can you get in touch with a moving company, either to rent a van or to organise the move, depending on how much you have and how involved you want to be. Most first-time homeowners consider planning the move with their individual car, several friends and a lot of motivation. While it might seem to be cheaper than working with professionals, it might be in fact just as expensive, if not more. You need to take the cost of fuel into account – especially if you spend a lot of time drive back and forth between two properties – the cost of food and drinks that will be consumed during the move, the cost of hotels and restaurants if you are driving a long distance, etc.

Improving Your Home For Comfort And Safety

It’s not uncommon to have to think of home improvement projects when you buy your first home. Certain projects can’t be delayed, such as fixing the roof or modernising the kitchen with new appliances. Consequently, you might find that your savings are not stretching far enough for it. Whether you consider a short-term loan or a DIY approach with repurposed material, is entirely up to you. More often than not, homeowners include the estimated cost of essential improvement works directly into their mortgage agreement.

Buying A New Home

The last kind of cost you will have about houses is when you decide to step up the property ladder and buy something bigger, or in a better location. In other words, you buy more expensive. While you may partially finance your new house by selling your previous property, things rarely run as smoothly as you might hope. For a start, it’s likely that you will have to add value to your old home with smart renovation and improvement projects, such as an en-suite bathroom, a swimming pool, or even brand new energy-saving windows. If you want to sell the house at a good price, you need to invest in it. Yes, that means more costs. You’re never done spending when you have your home. 

Monday, 22 May 2017

Husky And Healthy: Why Having A Pet Is Good For You

Has it ever crossed your mind about having a pet? For a lot of people, having a pet is a lot of hassle for very little in return. They cost money, and you have to feed them, but did you know that having a pet is actually very good for your health? Let’s have a look at the benefits.

If you’ve ever cuddled a friend’s dog and felt all lovely and warm inside, that’s because your body is releasing a chemical called oxytocin, which has a calming and relaxing effect on people. It’s something that mothers release when they cuddle their babies, and cuddling your pet not only helps to release that chemical, but it will strengthen the bond you have. And depending on the type of person you are, not all of us are cuddly people, a cat is a different type of bond, and is more at arm’s length than anything. But when cats show their affection, they will cuddle up in their owner’s lap. The crazy cat lady syndrome may appear bonkers to most of us, but that cat lady is oxytocined up to the eyeballs!

Not only is there the happy hormone aspect, but wellbeing can be improved overall. Exposing children to pets at a young age reduces their chances of getting allergies like rhinitis or asthma. And the bond between child and pet is one we've all seen on TV and so forth, but the overall mental outlook of a lonesome child, when compared to a child with a companion, can be vastly different. For pets like dogs, a routine is very important, so the regular walks (or runs, depending on the level of your dog’s “enthusiasm”) will help to build up good cardiovascular health. And for children who have no sense of routine in their lives, this will encourage one. The task of looking after an animal that relies on you for everything will encourage a sense of responsibility, whatever your age! From buying food and essentials to comfy cushions or a leather dog pillow, the comforts your dog needs will be your responsibility. Even if you live alone, the fulfilment in owning a pet will stave off feelings of loneliness and encourage feelings of responsibility.
It is also a great method of calming down, as owning a pet will decrease the amount of cortisol you have in your body. This is the stress hormone that is released whenever we’re under pressure or have some anxiety. If you find yourself to be of an anxious disposition, you may find that the constant company will improve your whole outlook on life. Depression and anxiety are, unfortunately, very common, and if you find yourself in these states, this could help you to stave off clinical depression. And, a fun little fact, if you find yourself getting colds constantly, dog owners suffer fewer minor illnesses and ailments like colds! Of course, a pet will make you feel better, but make sure you have the means to give them the support and care they need.

Friday, 12 May 2017

Water Palava: Choosing a Water Feature for Your Garden

If you love spending time in your garden, you probably find that it's a very relaxing thing to do. It's a good space to enjoy when you need some quiet or at least a different environment to the one you have inside. When your garden is somewhere you go to relax, you should think of some of the elements that will help to calm you and improve your mood. A water feature is an excellent option. You can have a still pond, where you can watch fish swim leisurely or enjoy various pondlife, or you could have a moving water feature that provides a calming sight and sound. Choosing a water feature for your garden means thinking about several factors.

How Much Space Do You Have?

Firstly, you have to consider how much space you have available. While a lot of people have gardens, they're not always very big. And you probably want to ensure you still have plenty of space for kids to play, the dog to run around, or for you to sit and enjoy the area. You should think about how much space you're willing to give up to a water feature. They can come in all shapes and sizes so you could have anything from a little bird bath to a large pond. Even fountains can come in smaller and larger designs, so don't let the space you have limit you too much.

What's Your Style?

Next, you need to think about what sort of style you want to go for. One of the main things you can consider if whether you want to have a classical style water feature or if you want something more modern. Classical choices could include fountains with cherubs or gargoyles. You can get something that looks like it's made from aged bronzed or invest in the real thing. More modern features could include water walls and tiered fountains. Consider having lights or different colours to add something different. If you're thinking of having a pond, you can consider what types of plants you might use within it and around it.

Care Requirements for Your Water Feature

When you're choosing a water feature, do think about what care it will require. Some will need more attention than others, and you might feel you don't have the time to look after them. For example, a pond can require a lot of care. You might need to buy special equipment and treatments, like an air pump from Swell or solutions to keep algae and weeds away. Other water features won't require much care at all, except for maybe a quick clean once or twice a year.

Positioning a Water Feature

Think about the best place to put your water feature and its installation requirements. A lot of features will need pumps, which might require some electrical wiring. However, it's also possible to use solar power if it's too difficult to wire a feature to your house. You might also want to think about where to position your water feature in regards to sun exposure, safety, and plants in your garden.

A water feature could improve your garden greatly. Choose one carefully to make sure you get the right one.