Tuesday, 6 November 2018

Have Yourself A Thrifty Little Christmas

While you may have grand dreams of a mammoth goose on the table at Christmas, an eight foot monster tree, and presents galore for the kids, sometimes our budgets cannot match up to our lofty dreams. Just because you are not swimming in cash doesn’t mean that you cannot have a fantastic and memorable Christmas. Some of the most glorious aspects of the festive period are those things that cost very little at all. Remember when you were young and you baked mince pies with your mum, or when you handmade your Christmas cards complete with dried pasta and pipe cleaners? Why not hark back to this golden age and encourage your brood to embark on a thriftier winter holiday this year?

Save Up

If you haven’t started already, make sure that you budget to save a proportion of your wage each month towards Christmas. This doesn’t have to be hundreds of pounds. £20 here and there will soon add up to create a festive fund. If your finances have seen better days, consider venturing to a site like https://personalloan.co/ and explore the option of a short term loan, not to splash out on gifts, but to consolidate your debt, making festive budgeting easier. Specific Christmas saving schemes are handy for those people who struggle to keep their money in a bank account. It can be a pleasant surprise when you withdraw your cash at the beginning of December, and you have a tidy little nest egg ready to enjoy with your family.

Go For Experiences Over Gifts

The new trend is to purchase experiences like the ones at https://www.telegraph.co.uk, rather than unwrappable presents. If you are this way inclined, you could end up saving your family a whole load of cash. Consider what your family loves doing together. This could be heading to the beach, the movies or a city break. By exploring an experience gift for your offspring, you could be making more valuable memories than if you bought them a random computer game that they’ll soon stop playing by the end of January. There’s no better time to create moments of quality family time than the Christmas holidays.

Get Crafting

Nowadays there’s a craft for everything. You might fancy a spot of decoupage for your Christmas wrapping paper, getting the kids to bake some festive cupcakes for the neighbours or whipping up some homemade baubles and decorations for the tree. While it is a little more time consuming than heading to the shops, this way of celebrating Christmas can be more fulfilling and memorable. There’s nothing better than seeing your kids with glitter and glue and smiles on their faces to give you that warm festive feeling.

While Christmas is a time to splash out and live a little, there’s nothing wrong with adding a little frugality to your festive plans. Instead of breaking the bank, why not explore more thrifty options this year. The most important thing is that you and your brood can make happy Christmas memories that will last a lifetime.

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